Meta is now offering an interest-free $24.99 monthly payment plan to get its Quest 3 VR headset, along with two years’ worth of a Meta Quest Plus gaming subscription and its extended warranty. That starting price is for the 128GB model, but 10 bucks more per month will get you the 512GB version. Whichever way you go, you could pay almost $200 less than you otherwise would by buying everything individually.

The loans are supplied by Affirm, one of the more well-known buy now, pay later services that have cropped up in recent years. This “Play Now, Pay Later” package could help Meta get headsets into the hands of people unwilling to pay the entire price upfront, but it’s also a promotion for the Quest Plus service that adds two games to your library each month and leaves them there as long as you maintain the subscription.